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Housing Finance Bank Ltd, Liberty Life Assurance Uganda Ltd v. Igeme Nathan Nabeta

High Court Civil Suit No. 228 of 2012

Power of an insurance company to step into the shoes of the insured to recover from a borrower. The defendant’s loan facility on the basis of an insurance cover.  Under the said cover, the insurance company was obliged to settle the bank, if the borrower, a Member of Parliament lost his job, which job he lost through an electoral petition.   The High Court in dismissing the claim noted that the event covered by the insurance policy had arisen and the Insurance company could not step into the bank’s shoes to recover the borrowed sums.

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